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The best auto insurance companies at a glance

USAA is the cheapest car insurance company for good drivers, with an average rate of $1,412 per year.

USAA, Nationwide and Auto-Owners also have 5 stars ratings.

The overall best car insurance company of 2023 is American Family.You can read more about the data-driven methodology for this rating below. To help you find the best car insurance for you, our team of insurance experts evaluated each company’s car insurance rates and coverage options, the volume of customer complaints against the company and its collision repair grade from auto body professionals. Our editorial content is not influenced by advertisers. Our editors follow strict guidelines to ensure fairness and unbiased reviews.